We are the home loan specialists!

Even more, we do not charge you for our services. Tiffen & Co is paid by the lender when we successfully settle your loan. Our team of brokers are available to meet with you at our office or at a venue convenient to you.

Tiffen & Co caters for everyone from the prudent multi-million dollar property investor to the first home owner. We are here to help you whether you are:

• Buying your first home
• Upgrading or downsizing
• Moving interstate
• Building (house & land package, construction & owner-builder)
• Converting your owner-occupied property to investment (and vice versa)
• Adding property to your investment portfolio
• Unlocking equity in your home
• Consolidating debt

Our range of financial services includes:

• Residential property purchase
• Investment property purchase
• Refinance
• Wealth creation

Standard Variable Rate Home Loan

Offer all the bells and whistles available with maximum flexibility.

Discount & Introductory Home Loans

Offer you a no frills home loan on a lower / discounted rate, with fewer features. Most come with penalties for discharging the loan in years 1, 2 or 3.

Fixed Rate Home Loan

Great for security, protecting you from upward movements in rates for an agreed length of time. However, you won’t benefit when rates drop and if you need to discharge your loan during the fixed rate period there may be an additional economic cost.

Combination Or Split Rate Home Loans

Combination or split rate home loans offer the flexibility of a variable rate and the certainty of a fixed rate, so you benefit when rates drop and are protected when they increase.

Equity Loans Or Line Of Credit

Allow you to unlock the equity in your existing home. They allow you to use the equity in your home in a manner similar to a credit card. A limit of the facility is set, and is only drawn when you require it.

Offset Loans

Offering you an account that works against your variable rate mortgage, reducing the interest you pay on a daily basis. Offset loans work best for prudent budgeters.

Construction Loans

For those building a home or renovating an existing home, we can arrange a construction loan
for you.

Low Documentation And No-Documentation Home Loans

These loans are available to self-employed applicants for investment purposes. Evidence of income and asset/liability positions is not required. These loans attract a higher interest rate.

Non-Conforming Home Loans

Applicants who do not meet the ‘standard’ lending criteria may elect a non-conforming loan. These are typically for applicants with an impaired credit history, are unable to provide the required documentation in support of their home loan, or wish to borrow more than 100% of the property value.