Why Do I Need a Mortgage Broker?

There are plenty of great home loan products available if you know where to look and more importantly, who to ask!

A good mortgage broker is the first person you should contact when you are considering purchasing a property. A mortgage broker from Tiffen & Co can help you find the best possible deal from a range of lenders. Every day we assist by finding the best possible loan for your particular circumstance. And we’re very good at it.

We have highly developed relationships with all lenders and can get a much better rate than if you were to go directly to the bank.

We have extensive knowledge of the real estate and commercial property market and we will help you find the finance solution that is not only in your best interest now, but also has the flexibility you need in the future.

What’s more, by using a mortgage broker you will receive an education on the best loan products on the market. The best way to ensure you are making the right choice is knowing all your alternatives. This way you won’t just be aware that something called a split home loan exists – you’ll know exactly how using it could benefit you.

At Tiffen & Co, we take care of the legwork and guide you through the application process until your home loan is settled. And best of all- our service is free! Tiffen & Co is paid by the lender when we successfully settle your loan.

As part of our service to you, we will:

  1. Discuss your existing situation, your home loan or finance needs and requirements.
  2. Explain the different types of finance available to you from a range of banks and lenders.
  3. Inform you of all the ‘hidden costs’ your loan product may incur. This includes the application and discharge fees that can differ between lenders.
  4. Based on the information provided by you, we will then match your finance requirements to a selection of finance products offered by a diverse panel of lenders.
  5. Collect all the necessary information required and then package and submit your loan application.
  6. Act as an intermediary between you and the lender, negotiating the terms and conditions of your loan.
  7. Liaise with your solicitor, real estate agent and accountant to ensure a smooth and timely settlement.
  8. Act as a valuable information source beyond the settlement of your loan by providing you with relevant information on the home loan market, updates on products and special offers that may be of interest.
  9. Remain in contact with you even after your loan has settled.  This ensures you always have a friendly point of contact should you wish to check, change or top-up your loan

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