Did you know that even your insurance policies need an annual health check?

For most of us, when our insurance renewals come through, we just pay the premium without really shopping around. But did you know that most lenders offer competitive insurance policies if you also hold your mortgage with them. Often they can be much cheaper than the major insurance companies such as NRMA, AAMI or GIO.

Even if you don’t decide to shop around for your insurance, it’s always worth taking the time to look at your renewal policy and calling your insurance company. Many insurers will offer a bigger discount on your insurance just for calling them! They don’t want to lose your business so many will offer greater discounts to ensure your loyalty.

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