Home Loan Application Requirements

To help us fast-track your loan, below is a checklist of documents that your broker will require. If you have some or all of them on hand, bring them along to your appointment as this will help your broker to better understand your financial position, as well as allow us to get your loan application started.

Required documentation

  • Two forms of ID – driver’s licence, medicare card, passport or birth certificate
  • Bank statements showing evidence of genuine savings
  • Three most recent statements of each of your credit cards
  • Most recent superannuation statements
  • Most recent statement of any investments that you may have – term deposits, share certificates and/or managed investment statements
  • Most recent PAYG payment summary from your employer
  • Other income support – Centrelink, child support, dividends, family trust disbursements
  • Two most recent pay slips
  • If you are self employed – your last two years of personal and business tax returns and ATO assessments, including profit and loss statements
  • A copy of the sale of contract of the property you want to purchase (if already known)

Building a new home

  • The construction plans, including specifications
  • Your builder’s tender documents including fixed-pricing schedule
  • Government approved plans
  • Builder’s licence number and insurance

Refinancing an existing Loan

  • Copies of the last 6 months of banks statements of all loans wanting to be refinanced
  • Council rates or water rates notice for the property being offered as security
  • Your building insurance policy document

 

Click here to download our New Client Information form

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